Open a 10% savings
account for your startup

10% APY fully insured
Instant US/EU Bank Account
Corporate cards

Get started by depositing USD/EUR or USDC

Backed by
Try Me

See how it works: Deposit → Earn → Spend

1

Deposit Funds

Wire funds to your account:

Routing:021000021
Account:1234567890
Auto-converts to USDC
2

Earn 10% APY

Your balance:

$500,000
Earning daily:+$136.99

Insured by Munich Re

Smart contract insurance protects your yield

Annual earnings: $50,000

3

Spend with Card

Soon

Corporate Debit Card

•••• •••• •••• 4242
Your Company10/28
Instant global payments
Auto-converts from USDC
Real-time spending controls

Your complete banking flow: Deposit from any source → Earn 10% automatically → Spend globally with cards or wires. All while maintaining full custody.

What's inside your account

Everything you need to manage money globally. Simple, fast, and always in your control.

10% APY on USDC - Fully Insured

Earn 10% annual yield on your USDC holdings with enterprise-grade insurance from Munich Re. Your funds are protected while generating consistent returns.

Instant Global Banking

Open US and EU bank accounts in seconds. Get ACH routing numbers and SEPA IBANs instantly linked to your crypto wallet for seamless fiat-crypto operations.

Corporate Cards with Smart Controls

Spend directly from your balance anywhere in the world. Built-in spend management, real-time controls, and instant settlement from your USDC holdings.Coming soon

Complete Self-Custody

Maintain full control of your funds with your own keys. Choose between managed wallets for convenience or bring your own for maximum security.

How you get your funds and stay in control

Your money, your control - with the convenience of traditional banking

1

Sign Up with Your Email

Get started in minutes with just your email address. Simple onboarding process to get you up and running quickly.

2

Create Your Bank Accounts (US & EU)

Instantly receive ACH routing numbers and SEPA IBANs linked to your wallet. Set up both regions in seconds.

3

Deposit USD, EUR, or USDC

Fund your account via ACH/Wire transfers, SEPA payments, or onchain USDC transfers. All fiat automatically converts to USDC.

4

Start Earning 10% APY on Idle Funds

Your USDC holdings immediately begin earning 10% annual yield with enterprise-grade insurance.

5

Spend Like a Regular Bank

Send money via ACH, Wire, or SEPA to third parties, or transfer USDC onchain for instant payments.

Bottom line: Your startup gets enterprise-grade banking with 10% yield, global accounts, and full custody - all in minutes.

“Earning 10% on our idle funds has helped us almost pay for another employee a year.”

— Sarah Chen, Tech Startup CFO

Ready to bank smarter with your company's funds?

Join companies that earn while they bank.

Zero Financefinance

the crypto bank account that earns yield while you bank globally

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